Trainer Bernice Ross talks to popular TikTok credit expert Alisa Glutz to find out how you and your clients can optimize the potential of a credit profile for lower interest rates and better scores. Continue reading
Caregiving can cost an average of $80,000 a year. I didn’t have it. Do you? Continue reading
New research shows the second quarter of 2023 was historically bad – which portends even worse news for the beginning of 2024. Continue reading
Here’s how to ensure you can make monthly payments on high-balance credit cards. Continue reading
At the start of the pandemic, many credit users were shocked to realize that their credit scores had dropped without warning. The drops had nothing to do with how they were managing their credit card debt. Instead, they were caused by credit card compa… Continue reading
If you suddenly need cash, you can typically use your credit card in any ATM to get some money. But it is a costly process. While this is often called a “cash advance,” in reality, it is an expensive loan from your credit card company. Only use cash ad… Continue reading
Despite the pandemic leading to record unemployment last year, Americans managed to pay off record amounts of credit card debt, largely thanks to two rounds of stimulus.[1] What’s more, the federal government leaned on credit card companies to be… Continue reading
Default judgments can bring unwanted stress, and ignoring your debt isn’t a viable solution. Learn about what a default judgment is and what to do if you have one. Continue reading
A surge in unemployment forced many to rely on plastic to make ends meet. Continue reading
All those deals soliciting homeowners to refinance their mortgages at today’s low interest rates might sound great, but when you really dig into the numbers, that’s often not the case. Here’s why. Continue reading