Low credit scores are biggest barrier for women, minority buyers

OJO Labs’ latest homebuyer survey found that Black homebuyers were three times more likely to have a credit score below 660, which inhibits access to down payment assistance programs and agent support. Continue reading

Mortgages are the most satisfying form of debt: study

They say you can’t buy love, but maybe you can buy happiness — in the form of your home loan. That, at least, is one of the possible takeaways from a new study that found different types of debt have significantly different impacts on peopl… Continue reading