LISTEN: What to Know About Buying Long-Term Care Insurance

Here are two eye-popping facts: Someone turning 65 will have a nearly 70% chance of needing long-term care in the future. And the annual cost of a private room in a nursing home (national median) is over $100,000 a year, according to the recent Genwort… Continue reading

2020 Election: How Amy Klobuchar’s Health Plan Could Help Family Caregivers

Sen. Amy Klobuchar, one of two dozen Democratic candidates for president in 2020, has not become a breakout star. But the Minnesota senator is one of the few hopefuls who released a plan addressing concerns of older adults and family caregivers, as wel… Continue reading

2020 Election: What Democrats Told Older Voters at the AARP Forums

Until recently, aside from talking about Medicare for All, most Democratic presidential hopefuls haven’t said much about issues of keen interest to older voters. That all changed last week, though, when they answered pointed questions at the AARP Presi… Continue reading

2020 Election: Analyzing the Sanders Plan for Long-Term Care

(Editors’ note: Since this article was published on July 11, 2019, Democratic presidential hopefuls Sen. Cory Booker and Sen. Amy Klobuchar released long-term care proposals. Booker’s long-term care plan would make it easier to qualify for Medicaid cov… Continue reading

When the Long-Term Care Insurer Refuses to Pay

My dad was a smart guy, but not so smart as to avoid being hoodwinked by those who drafted the contract for my mom’s long-term care insurance policy. When my father died in 2013, he went to his grave imagining that my mother, then an Alzheimer’s patien… Continue reading