Pulse: How alternative financing is really affecting markets

Last week, we asked readers to share how alternative financing was affecting their market. A fairly low volume of responses may reflect the fact that these companies remain in their infancy, but a couple readers described noticeable impacts that could … Continue reading

When’s the deposit due? How to help buyers through finance questions

Not having solid advice about home deposits could cause mistakes and financial pain for buyers. You have a significant responsibility to educate clients on all aspects of finance, including pre-approval, earnest money and down payments. Continue reading

Ginger Wilcox named Home Point Financial’s chief experience officer

The mortgage originator/servicer is hiring Wilcox as its first chief experience officer since the company launched in 2015. Continue reading

How the mortgage market has evolved over the past decade

If you’re newer to real estate or want a snapshot of how we got to this point in the mortgage industry, here’s a quick look. Continue reading

HouseCanary flies away with $65M in latest Series C funding round

The valuation startup plans to use the money to beef up its team and build out more technology. Continue reading

Are low down payment loans really riskier?

Higher down payments, coupled with poor savings habits, are making it very hard for millions of first-time buyers to save enough to buy a home. But new research shows that lenders and others might want to rethink the parameters around down payments mad… Continue reading

WATCH: Trading homes like stock

Thomas Sponholtz, founder and CEO of Unison, explores the idea of trading equity on a home during this panel at Inman Connect New York 2020. Continue reading

Applying for a mortgage? How you repay your student loan is crucial

Student loan borrowers who use an income-driven repayment plan could be at disadvantage for taking on a mortgage, a study by the Urban Institute shows. Continue reading

This is the No. 1 misconception millennials have about homebuying

Misconceptions about needing a 20 percent down payment are keeping millennials from homeownership. Two experts share what can be done to help. Continue reading

Mortgage rates plummeting amid Coronavirus outbreak fears

Matthew Speakman, an economist with Zillow, said a worsening of the virus outbreak could drive mortgage rates even lower. Continue reading