During my working years, I paid for three independent financial planning sessions — the last after the 2008 financial collapse, to assess the damage. But only when my employer of 20 years wiped out my job in a budget cut in 2017 did I experience the re… Continue reading
After spending the past few years building Dream Forward, a financial firm selling 401(k) plans with the first artificial intelligence (AI) chatbot dedicated to retirement, we thought it would be interesting to track the most common questions we heard … Continue reading
(The following is excerpted from Your Complete Guide to a Successful and Secure Retirement by Larry E. Swedroe and Kevin Grogan. Published by Harriman House. Copyright (c) 2019. All rights reserved. This book is available at all bookstores and online b… Continue reading
Did you know that of those who die on Mt. Everest, 80 percent died not on the way up, but on the way down? They had so diligently planned and trained for how to climb the summit that they didn’t plan nearly as much for the dangers of getting down. Reas… Continue reading
Regrets, I’ve had a few, But then again, too few to mention — “My Way” It seems like every day, there’s a new survey showing how little Americans have saved. Recently, the Certified Financial Board of Standards polled 1,000 people and found that two th… Continue reading
Most retirement planning articles talk about 401(k)s, because these retirement plans are aimed at people who work for companies. But public employees who work for government agencies and state colleges or universities have special retirement-planning r… Continue reading
Even in these deeply polarized times, you won’t get much pushback saying that America’s retirement system is flawed. Perhaps there are lessons we can learn from policy experiments and reforms in other countries? The answer is “Yes,” especially by looki… Continue reading
Saving for retirement can feel overwhelming and even stressful at times for boomers and Gen Xers. Of Americans age 45 to 65, nearly half (49 percent) feel behind on retirement savings and are worried they’re already too far behind to reach their saving… Continue reading
As CEO and president of the nonprofit Transamerica Institute and its Center for Retirement Studies as well as executive director of the Aegon Center for Longevity and Retirement, Catherine Collinson is one of the sharpest retirement researchers in the … Continue reading