Homebuyers, lenders increasingly wise to flood risk: Zillow

Mortgage applications were more likely to be denied by lenders or withdrawn by homebuyers in census tracts where a higher share of buildings was at risk of future flooding. Continue reading

Ways to Bolster Your Finances Due to the Coronavirus

The coronavirus outbreak, we know, is a health crisis and a national economic crisis. It’s also, for many Americans, a personal-finance crisis. Many of us, especially those in our 50s or 60s, are now very worried about our money due to the pandemic. Th… Continue reading

3 Ways the COVID-19 Stimulus Law May Help Your Financial Problems

In normal times, it’s not wise to dip into your retirement savings for purposes other than retirement. But the coronavirus pandemic has made this anything but normal times, and you may be desperate for cash. So, you’ll want to know about retirement-pla… Continue reading

401(k) Early Withdrawals Will Be Easier: Be Careful!

Taking money out of your employer’s 401(k) plan while you’re still on its payroll is about to get easier. The federal government’s new rules about “economic hardship” withdrawals from retirement savings plans like 401(k)s go into effect in January 2020… Continue reading

Why Retirement Planning Is Different From Financial Planning

During my working years, I paid for three independent financial planning sessions — the last after the 2008 financial collapse, to assess the damage. But only when my employer of 20 years wiped out my job in a budget cut in 2017 did I experience the re… Continue reading