‘Should I pay down a collection?’ How to answer clients

Consumers who’ve had a collection hit their credit report might be wondering if they should pay it off or hold off. Micah Curtis shares the right move to make — and the answer is not what you might think. Continue reading

Why are credit score apps different from a lender’s pull?

It’s not unusual for consumers to be baffled by the fact that credit scores from consumer finance websites like Credit Karma are different from what their lender pulls. Micah Curtis explains why that happens. Continue reading