Mortgages are the most satisfying form of debt: study

They say you can’t buy love, but maybe you can buy happiness — in the form of your home loan. That, at least, is one of the possible takeaways from a new study that found different types of debt have significantly different impacts on peopl… Continue reading

The New Free Credit Freeze Rules: What You Need to Know

(This article previously appeared on NerdWallet.com.) The days of paying to protect your credit files are coming to an end. Credit freezes and unfreezes with the three major credit bureaus — Equifax, Experian and TransUnion — just became free for every… Continue reading

Daily interest: A festering sore in consumer loan markets

What do home mortgage loans have in common with every other type of consumer loan? They all incur a monthly or daily interest charge. Here are several important things you and your clients need to know about these interest charges. Continue reading