Recently, uncertainty over interest rates, international trade and geopolitics around the world has led to an increase in stock market volatility. What should investors do to protect themselves? One ultra-conservative way to approach investing is to de… Continue reading
I recently attended a Milken Institute Future of Health Summit panel in Washington, D.C. called Race, Gender, and Work: The Economics of Healthy Aging. The experts’ insights whizzed across a range of topics from caregiving to investing and jobs, but th… Continue reading
For all the talk about Americans not saving enough for retirement, it turns out that when people are asked how they perceive life after careers, they’re remarkably upbeat, according to a recent MIT AgeLab survey. And that, actually, could be a problem…. Continue reading
The financial planning profession has a big problem: less than 3.5 percent of all the 80,000 Certified Financial Planners (CFP) in the U.S. are black or Latino — just 2,700. The CFP Board Center for Financial Planning released a survey four months ago … Continue reading
Back in 2013, I blogged on Next Avenue about the excellent PBS FRONTLINE documentary, The Retirement Gamble, where correspondent Martin Smith reported on America’s troubling retirement savings crisis. He’s now back with a riveting sequel airing Tuesday… Continue reading
Most retirement planning articles talk about 401(k)s, because these retirement plans are aimed at people who work for companies. But public employees who work for government agencies and state colleges or universities have special retirement-planning r… Continue reading
(This article is excerpted from the new book You’re Already a Wealth Heiress! Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now.) Stock market crashes and pullbacks can seem frightening. But you are actually worse off in your 401(k… Continue reading
Even in these deeply polarized times, you won’t get much pushback saying that America’s retirement system is flawed. Perhaps there are lessons we can learn from policy experiments and reforms in other countries? The answer is “Yes,” especially by looki… Continue reading
Though it’s true that money doesn’t buy happiness, a lack of it can certainly buy unhappiness. Let’s examine what money is from a different perspective and consider that our definition of financial wealth is flawed. I’ll offer a new way to measure it a… Continue reading
(This article previously appeared on MarketWatch.com in its Best New Ideas in Money series.) While economists disagree over whether there’s a retirement-savings crisis in the U.S., one thing is clear: There’s an emergency-savings crisis. Getting more A… Continue reading