The Social Security Fix That Could Help the Poorest Retirees

Legislation wending its way through Congress and a recent Government Accountability Office report may lead the way to boosting Social Security benefits for America’s poorest retirees. The mechanism: adjusting the formula for Social Security’s annual Co… Continue reading

How to Avoid the Retirement Freak-out

(This is an excerpt from the book THE DUMB THINGS SMART PEOPLE DO WITH THEIR MONEY by Jill Schlesinger. Copyright © 2019 Jill Schlesinger. Reprinted by arrangement with Ballantine Books, an imprint and division of Penguin Random House LLC. All Rights R… Continue reading

What Could Help Women Facing Financial Challenges for Retirement

The financial challenges women face to achieve financial security in retirement can be huge, as a Senate Special Committee on Aging hearing and an Employee Benefit Research Institute (EBRI) briefing last week demonstrated starkly. And with the rising c… Continue reading

Protect Yourself Against Social Security Identity Theft

Last fall, after the Equifax breach, Jim Borland, acting deputy commissioner for communications at the Social Security Administration wrote a blog post on the agency website headlined “Protecting Your Social Security.”  He said: “A my Social Security a… Continue reading

Assessing Trump’s First 2 Years for Older Americans

The first half of the Trump administration is over, so it’s an opportune time to evaluate how older Americans have fared under the president’s policies over the past two years. As someone who reports and writes frequently (and without a political bias)… Continue reading

8 Retirement Planning Mistakes to Avoid

(The following is excerpted from Your Complete Guide to a Successful and Secure Retirement by Larry E. Swedroe and Kevin Grogan. Published by Harriman House. Copyright (c) 2019. All rights reserved. This book is available at all bookstores and online b… Continue reading

Midterm Elections: What’s the Verdict for Aging Policies?

Yesterday, one of the most significant midterm elections in recent history occurred, with significant implications for the outlook on public policies and legislation affecting aging and older Americans. Health and aging issues drove the midterms more t… Continue reading

The Truth About 2019’s Social Security Cost-of-Living Increase

(The following article originally appeared on the PBS NewsHour site.) The nation’s 67.6 million Social Security beneficiaries will receive a 2.8 percent cost next year, the Social Security Administration announced recently. That translates to a monthly… Continue reading

How Other Countries Could Help Fix the U.S. Retirement System

Even in these deeply polarized times, you won’t get much pushback saying that America’s retirement system is flawed. Perhaps there are lessons we can learn from policy experiments and reforms in other countries? The answer is “Yes,” especially by looki… Continue reading

What Older Voters Want in the Midterm Elections

Older voters could be a decisive bloc in the midterm elections, particularly since recent polls have showed registered voters 65+ leaning decisively towards Democratic congressional candidates, a sharp reversal from previous election cycles. An NBC New… Continue reading