How to give first-time buyers the low-down on down payments

There’s a wealth of low down payment options for millennials and first-time homebuyers if you know your clients and where to look. Here’s how to guide them through the plethora of options available to them. Continue reading

The Fed signals that interest rates won’t change through 2020. Really?

Normal Decembers are often void of substantial news, and markets stay steady. This December is packed with news, but markets remain unperturbed. That begs the question — what really matters? Continue reading

Good news from bonds and mortgages? Read and smile

Just like the ’62 Mets, everywhere columnist Lou Barnes looks in our economy today, global as well as U.S., he sees that the team is terrific, focused and productive, but the top leadership — irrespective of party or philosophy — can’t field, hit or pi… Continue reading

Mortgage rates rising — no matter what the Federal Reserve does

Long-term rates have stayed in a narrow range for anther week, mortgages still close to 4.00 percent. However, two developing patterns suggest changes ahead, although information wars make it increasingly hard to understand anything. Continue reading

Positive outlook clouded by the threat of impeachment

The Brexit deal, the trade negotiations with China and a new president of the European Central Bank are all good news. But the threat of impeachment is a wildcard. Continue reading

Washington’s political drama obscures potential new rate drops

The forecast for interest rates is still low, reinforced by new information from the Federal Reserve. Continue reading

Rates head toward all-time lows

The slowing global economy is not the fault of the central banks, and it’s beyond their repair. Global markets are slowing down for natural reasons, but we might be able to do something about the “unnatural” reasons: Predatory trade policies from the C… Continue reading