Tag Archives: fha

SoFi debuts digital HELOC offering and new advisory council

By | | Uncategorized
Comments Off on SoFi debuts digital HELOC offering and new advisory council

The fintech company aims to make HELOCs easier to access. Meanwhile, the advisory council is designed to solicit input from industry leaders. Continue reading →

FHA builds record reserves against a gathering storm of delinquencies

By | | Uncategorized
Comments Off on FHA builds record reserves against a gathering storm of delinquencies

With delinquencies and debt-to-income ratios on the rise, the Trump administration is lifting foreclosure restrictions and eyeing tighter underwriting requirements for borrowers with multiple risk factors. Continue reading →

Fannie and Freddie’s low-income homebuyer goals dialed back

By | | Uncategorized
Comments Off on Fannie and Freddie’s low-income homebuyer goals dialed back

Trump administration claims quotas for low-income borrowers hurt the middle class. NAR says where is the data? Consumer and civil rights groups say hundreds of thousands of working class and minority homebuyers will be sent packing. Continue reading →

FHA will back loans up to $1.249M in high-cost markets next year

By | | Uncategorized
Comments Off on FHA will back loans up to $1.249M in high-cost markets next year

Popular with first-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall. Continue reading →

FHA will back loans up to $1.249M in high-cost markets next year

By | | Uncategorized
Comments Off on FHA will back loans up to $1.249M in high-cost markets next year

Popular with first-time homebuyers, FHA loans have higher delinquency rates, and borrowers are more likely to end up underwater or in foreclosure when home prices fall. Continue reading →

Homebuyers came out in force last week, and rates are trending down

By | | Uncategorized
Comments Off on Homebuyers came out in force last week, and rates are trending down

Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge. Continue reading →

Welcome to the Senior Class: Downsizing with a home equity conversion mortgage

By | | Uncategorized
Comments Off on Welcome to the Senior Class: Downsizing with a home equity conversion mortgage

Developer and contributor America Foy says agents are missing the boat when it comes to education on senior housing opportunities. The home equity conversion mortgage product is just one example. Continue reading →

Homebuilders’ rate buydowns are leaving buyers underwater: WSJ

By | | Uncategorized
Comments Off on Homebuilders’ rate buydowns are leaving buyers underwater: WSJ

The American Enterprise Institute estimates that 64 percent of homes sold by the largest homebuilders provide permanent mortgage rate buydowns, which often don’t count as seller concessions. Continue reading →

New Fannie, Freddie housing goals may hurt working families

By | | Uncategorized
Comments Off on New Fannie, Freddie housing goals may hurt working families

A coalition of groups has warned that the Trump administration’s goals for the mortgage giants will leave up to 177,000 lower income homebuyers looking elsewhere for a loan. Continue reading →

More problems for homebuyers as government shutdown hits 30 days

By | | Uncategorized
Comments Off on More problems for homebuyers as government shutdown hits 30 days

Fannie and Freddie will want government employees to show they have reserves, and some homeowners are now outside 30-day grace period for National Flood Insurance Program renewals. Continue reading →