FHFA, HUD approve VantageScore 4.0 for government-backed loans

VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. Continue reading

Why crypto-backed mortgages aren’t quite mainstream — yet

Crypto-backed mortgages are emerging as an alternative for Bitcoin-rich buyers, but regulation and underwriting rules still constrain growth. Continue reading

Mortgage firm Lower debuts ‘limited-access’ referral program

Lower has officially launched Movoto Advantage, a program that connects vetted agents with buyers and sellers. The firm had a limited rollout in fall 2025. Continue reading

Trump targets ‘burdens that have driven up mortgage costs’

NAR said the order “highlights the importance of reviewing regulatory barriers.” The order comes as Trump increasingly focuses on housing. Continue reading

A 4.99% mortgage? This company says they’ll offer it soon

A week after announcing a new in-house mortgage product, Opendoor has another move up its sleeve — 4.99 percent mortgages. The company’s CEO said the offering has “obvious scale advantages.” Continue reading

Class action accuses lender of unsolicited AI-generated cold calls

A Michigan mortgage lender is facing a class action lawsuit alleging it used AI-generated, artificial-voice cold calls to pitch refinancing without consent. Continue reading

Old tricks, new tech? Opendoor reboots in-house mortgage

Opendoor is testing an in-house mortgage product, reviving its lending ambitions as it pushes toward a fully integrated, end-to-end transaction platform. Continue reading

Is crypto ready for prime time in housing finance? Rate thinks so

Mortgage lender Rate has launched RateFi, a nationwide non-QM mortgage program that allows qualified borrowers to use verified cryptocurrency holdings for mortgage qualification without liquidating their digital assets. Continue reading

Mortgage firm Lower acquires Acopia Home Loans

Lower previously acquired residential portal and tech firm Movoto, and struck up a marketing partnership with HomeSmart. The Acopia deal helps the company expand in the Southeast. Continue reading

Redfin CEO Glenn Kelman is stepping down from the company

After 20 years as CEO of one of the largest companies in real estate, Kelman says he now plans to find a role outside of the industry. Continue reading