Tag Archives: Mortgage Credit Scoring

FHFA, HUD approve VantageScore 4.0 for government-backed loans

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VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. Continue reading →

Fannie, Freddie regulator vows to protect consumers from rising credit report fees

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FHFA Director Bill Pulte’s tweet dented Equifax, Experian and TransUnion shares as the MBA renewed calls to do away with tri-merge reporting. Continue reading →

Why Fannie and Freddie still won’t accept more inclusive credit score

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FHFA Director Bill Pulte ordered the mortgage giants to start using more inclusive VantageScore 4.0 in July. But adoption is a “complex, technical and arcane” process that could drag into next year. Continue reading →