Tag Archives: fannie mae

FHFA, HUD approve VantageScore 4.0 for government-backed loans

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VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. Continue reading →

Why crypto-backed mortgages aren’t quite mainstream — yet

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Crypto-backed mortgages are emerging as an alternative for Bitcoin-rich buyers, but regulation and underwriting rules still constrain growth. Continue reading →

Opendoor acquires part of Doma to cut refinance closing costs

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The deal pairs Opendoor’s closing infrastructure with Doma’s AI title automation, including a Fannie Mae pilot program, extended through 2027, that has eliminated title insurance requirements for about 80 percent of eligible refinance transactions. Continue reading →

Fannie Mae move could bring crypto buyers into the market

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Fannie Mae is preparing to accept crypto-backed mortgages for the first time, a move that could bring digital assets further into mainstream home financing. Continue reading →

AI politics reach housing finance as Fannie, Freddie drop Anthropic

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The FHFA ordered Fannie Mae and Freddie Mac to sever ties with Anthropic, signaling how politics and regulation may shape AI adoption in housing finance. Continue reading →

Is crypto ready for prime time in housing finance? Rate thinks so

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Mortgage lender Rate has launched RateFi, a nationwide non-QM mortgage program that allows qualified borrowers to use verified cryptocurrency holdings for mortgage qualification without liquidating their digital assets. Continue reading →

How Jesse Jackson predicted (and tried to stop) the 2007 crash

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The Rev. Jesse Jackson’s death marks the end of an era in U.S. civil rights movement leadership, but his warnings about predatory lending remain urgently relevant, Dr. Lee Davenport writes. Continue reading →

Good news, bad news in this month’s numbers: Jeff Tucker

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In this exclusive series on Inman, Windermere’s Principal Economist Jeff Tucker looks at jobs, interest rates and more numbers to know right now. Continue reading →

Good news, bad news in this month’s numbers: Jeff Tucker

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In this exclusive series on Inman, Windermere’s Principal Economist Jeff Tucker looks at jobs, interest rates and more numbers to know right now. Continue reading →

Trump’s mortgage bond promise already bringing rates down

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Although $200 billion sounds like a lot of money, the impact and longevity of Fannie and Freddie’s bond purchases on mortgage rates won’t be as big as the Federal Reserve’s. Continue reading →