Why crypto-backed mortgages aren’t quite mainstream — yet

Crypto-backed mortgages are emerging as an alternative for Bitcoin-rich buyers, but regulation and underwriting rules still constrain growth. Continue reading

Fannie Mae move could bring crypto buyers into the market

Fannie Mae is preparing to accept crypto-backed mortgages for the first time, a move that could bring digital assets further into mainstream home financing. Continue reading

Is crypto ready for prime time in housing finance? Rate thinks so

Mortgage lender Rate has launched RateFi, a nationwide non-QM mortgage program that allows qualified borrowers to use verified cryptocurrency holdings for mortgage qualification without liquidating their digital assets. Continue reading

Need a mortgage? Have crypto? Now you’re in luck

Mortgage lender Newrez announced this week that it’ll let would-be borrowers count their crypto assets when qualifying for a loan. The company said it’s the first major lender to make such a move. Continue reading

Fathom Realty is jumping on the bitcoin bandwagon

Parent company will invest up to half of its excess cash in the “highly volatile” cryptocurrency to pave the way for enabling bitcoin payments for agents and customers at a later date . Continue reading

Better lets Amazon workers put up stock as mortgage collateral

Through Better’s Equity Unlocker program, borrowers pay a higher interest rate and Better can seize pledged shares if homeowners default or try to sell their stock before paying off their mortgages. Continue reading

Playing the long game? Here’s what’s next for crypto

What crypto players are still standing as the market sheds weaker competitors? Rich Hopen outlines what’s next and what to expect in this Crypto Corner column.
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Crypto is still trending: here’s what your clients need to know

Affluent clients are often savvy investors who are keen to learn more about cryptocurrency coins, exchanges, and markets, as well as the opportunities and risks they present. Continue reading

‘Crypto mortgage’ lets homebuyers leverage bitcoin as collateral

30-year loans of up to $5 million provided by Florida-based Milo Credit LLC allow investors to avoid capital gains taxes — and don’t require down payments, credit scores or U.S. citizenship. Continue reading