Tag Archives: tila

Why crypto-backed mortgages aren’t quite mainstream — yet

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Crypto-backed mortgages are emerging as an alternative for Bitcoin-rich buyers, but regulation and underwriting rules still constrain growth. Continue reading →

Trump administration makes its case for massive CFPB job cuts

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Judge puts a temporary hold on DOGE-driven move to fire all but 200 of the Consumer Financial Protection Bureau’s 1,700 employees to determine if it could still fulfill its statutory duties Continue reading →

Stricter rules eyed for controversial PACE energy improvement loans

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PACE loans can burden homeowners with higher property tax bills that heighten the risk they’ll get behind on their mortgages, federal regulators say. Continue reading →

Real estate transfer tax hikes create headaches for mortgage lenders

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Federal regulations provide “zero tolerance” for miscalculating real estate transaction taxes when providing TILA-RESPA integrated disclosure to borrowers, Black Knight warns. Continue reading →