Tag Archives: underwriting

FHFA, HUD approve VantageScore 4.0 for government-backed loans

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VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. Continue reading →

The 2026 luxury playbook: What real estate agents need to know

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When shopping at $5 million and above, today’s luxury homebuyers are operating at a level where precision and preparation make all the difference, CEO Daniel Ickowicz writes. Continue reading →

Put a price tag on potential by working with developers

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Troy Palmquist and Breezy’s James Harris talk build potential, deal flow and developer-friendly data insights. Continue reading →

Is crypto ready for prime time in housing finance? Rate thinks so

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Mortgage lender Rate has launched RateFi, a nationwide non-QM mortgage program that allows qualified borrowers to use verified cryptocurrency holdings for mortgage qualification without liquidating their digital assets. Continue reading →

Opendoor pushes AI pivot amid stock volatility

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Opendoor’s CEO shakeup and AI pivot signal a push toward software-driven homebuying, as the iBuyer navigates investor scrutiny. Continue reading →

Newrez bets on AI with strategic investment in startup HomeVision

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The top five lender and loan servicer says it’s already using HomeVision’s AI technology to evaluate collateral and will expand its capabilities to create an automated end-to-end underwriting platform, including income, assets and credit. Continue reading →

Want more buyers? Choose a mortgage advisor, not a loan officer

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Rick Guerrero sits down with coach Tim Braheem to break down how the role of mortgage professional is evolving and discuss why today’s buyers need more than a paper-pusher. Continue reading →

Would-be homebuyers put off by higher mortgage rates

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Demand for purchase mortgages fell by a seasonally adjusted 7 percent last week, and requests to refinance were down 26 percent as mortgage rates continued to climb, MBA survey finds. Continue reading →

Are 15-minute mortgage loan approvals the future?

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United Wholesale Mortgage says it developed automated document recognition and processing capabilities in-house that allow for an initial mortgage loan approval in minutes. Continue reading →

How one simple question will transform how you serve your clients

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Turn qualified homebuying clients’ offers from financed offers to cash offers, helping them win in the buying competition thanks to the certainty that cash brings to sellers. Continue reading →