Tag Archives: refinance

A recession is coming. Here’s what you should do now — not later

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Helping clients think in terms of affordability today with flexibility tomorrow reframes fear into strategy, Verl Workman writes. Continue reading →

Mortgage applications rise as purchase demand strengthens

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Mortgage applications rose last week as purchase demand strengthened, even as market volatility pushed mortgage rates higher. Continue reading →

Mortgage applications saw healthy boost during sub-6% rate week

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Buyers responded with enthusiasm to a dip in mortgage rates last week, but this week’s rate spikes and conflict in Iran could lead to a downturn in mortgage applications in weeks to come. Continue reading →

Mortgage rates have dipped below 6%. Here’s where it may unlock more transactions

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The drop to 5.99 percent on 30-year fixed-rate mortgages in the wake of shifting tariff policies could unlock transactions in select markets in the Midwest and South, according to an analysis from Realtor.com. Continue reading →

Buyers aren’t flaky. The market is setting them up to walk away

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Escalating costs and the impact of deferred maintenance mean that buyers and sellers aren’t always on the same page, so buyers are walking away, bi-coastal luxury agent Cara Ameer writes. Continue reading →

Affordability reaches 4-year high after January rate drop

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Softening rates opened the door for 4.8 million borrowers to refinance their mortgages in January, the highest level in four years. However, affordability levels remain below pre-pandemic levels. Continue reading →

Homebuyer demand stays strong as mortgage rates stabilize near 2025 lows: MBA lender surveys

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With mortgage rates still hovering near 2025 lows, purchase loan applications hit their second-highest level of the year last week after adjusting for seasonal factors. Continue reading →

Fed cuts rates for 3rd time in 2025, but might cut just once next year

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The 9-3 split vote reflects differing views on whether the central bank’s biggest worry is inflation or rising unemployment, with data lagging after the government shutdown. Continue reading →

Rebounding mortgage rates dampen homebuyers’ appetites

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After hitting a 2025 low on Oct. 28, mortgage rates continue to rise as hopes dim for a December Fed rate cut. Futures market investors on Wednesday saw only a 34 percent chance of a Dec. 10 rate cut, down from 94 percent in October. Continue reading →

8 reasons you should never recommend a 50-year mortgage

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A 50-year mortgage may look tempting to a cash-strapped homebuyer, trainer Bernice Ross writes, but the cons far outweigh the easier up-front and monthly payments. Continue reading →