Tag Archives: federal funds rate

Mortgage rates pop to highest level since September 2025

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Hopes of a robust spring homebuying season are quickly running into harsh economic realities related to the war in Iran, inflation and other factors. Continue reading →

Why the Federal Reserve won’t bend to ‘THE TRUMP RULE’ in 2026

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The next Fed chair may be more receptive to the president’s calls for rate cuts, but they’ll have to convince other central bank policymakers to give up their independence. Continue reading →

Worries about the job market are bringing mortgage rates down

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Initial unemployment claims hit highest level since September, and Federal Reserve Chair Jerome Powell warns official data could be overestimating job creation by up to 60,000 jobs a month. Continue reading →

Fed cuts rates for 3rd time in 2025, but might cut just once next year

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The 9-3 split vote reflects differing views on whether the central bank’s biggest worry is inflation or rising unemployment, with data lagging after the government shutdown. Continue reading →

Rebounding mortgage rates dampen homebuyers’ appetites

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After hitting a 2025 low on Oct. 28, mortgage rates continue to rise as hopes dim for a December Fed rate cut. Futures market investors on Wednesday saw only a 34 percent chance of a Dec. 10 rate cut, down from 94 percent in October. Continue reading →

Fallout over Fed policymakers’ investments reshaping the board

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The resignation of Biden appointee Adriana Kugler and pending retirement of Atlanta Fed President Raphael Bostic renews speculation that Trump will seek to undermine Fed independence. Continue reading →

NAR economist predicts post-shutdown real estate ‘boom’

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NAR Chief Economist Lawrence Yun said Friday there could be a brief bump in home sales after the government shutdown. Here are the other market forces he’s watching. Continue reading →

Mortgage rates spike as Powell warns December rate cut is iffy

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After the Federal Reserve approved the second rate cut of the year, mortgage rates moved in the opposite direction as investors who fund most home loans worry about inflation. Continue reading →

Lower mortgage rates spur homebuyers, but mostly refis

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Rates on 30-year fixed-rate mortgages hit another 2025 low on Tuesday, dropping to 6.12 percent, nearly a full percentage point lower than January. Rates now have less room to come down. Continue reading →

Mortgage rates ebb as Powell hints at end of ‘quantitative tightening’

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Fed chair dismisses suggestion that central bank could resume its purchases of mortgage-backed securities to bring down mortgage rates and improve housing affordability. Continue reading →