Most retirement planning articles talk about 401(k)s, because these retirement plans are aimed at people who work for companies. But public employees who work for government agencies and state colleges or universities have special retirement-planning r… Continue reading
Even in these deeply polarized times, you won’t get much pushback saying that America’s retirement system is flawed. Perhaps there are lessons we can learn from policy experiments and reforms in other countries? The answer is “Yes,” especially by looki… Continue reading
Though it’s true that money doesn’t buy happiness, a lack of it can certainly buy unhappiness. Let’s examine what money is from a different perspective and consider that our definition of financial wealth is flawed. I’ll offer a new way to measure it a… Continue reading
(The following article is adapted from The Retirement Dreammaker: Master the Art of Retirement Abundance by Matthew Jackson.) I’ve interviewed more than 1,000 retirees over the years and have observed retirees defaulting to a retirement lifestyle lacki… Continue reading
After reviewing a new survey of widows from Merrill Lynch and Age Wave, I’m worried about the wives of America, or more specifically the wives who, sadly, will likely one day experience the financial shocks of widowhood. Women are more than three times… Continue reading
Many millennials are having a tough time financially launching their adult lives and careers, what with the high cost of rent, student loans and health care, plus unreliable gig-economy income. So it’s no surprise that many of their boomer and Gen X pa… Continue reading
With the average 2018-‘19 cost of college tuition and fees a stunning $35,676 at private colleges and $21,629 for out-of-state students at state schools, according to U.S. News, it’s no wonder many parents and teens are frazzled about how to pay for co… Continue reading
Personal finance writer Jonathan Clements says you can build a happier, more prosperous financial life just by spending five or 10 minutes a day for 77 days — less than three months. Dubious? I confess I was until I read his new book on how to do it, F… Continue reading
Saving for retirement can feel overwhelming and even stressful at times for boomers and Gen Xers. Of Americans age 45 to 65, nearly half (49 percent) feel behind on retirement savings and are worried they’re already too far behind to reach their saving… Continue reading
With her recent book, Essential Retirement Planning for Solo Agers: A retirement and aging roadmap for single and childless adults, Sara Zeff Geber brought the term “solo agers” into the national vocabulary. By Geber’s definition, a solo ager (sometime… Continue reading