Author Archives: Bernice Ross

Ready to start investing? Here are the ins and outs to get you started

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Bernice Ross talks with Brian Davis and Denis Supplee of SparkRental to bring your the investor fundamentals you need to get started. Continue reading →

Women are masters of the financial universe. They just don’t know it

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Within the next five to eight years, women will control an astounding $32 trillion of the country’s wealth. Sadly, many are totally unprepared to handle what’s ahead. Continue reading →

Does this financial analyst have an economic crystal ball?

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Could an obscure chart provide a roadmap for investment? Bernice Ross talks with money mentor Chris Naugle about this little-known pattern of economic highs and lows dating all the way back to the 19th century. Continue reading →

Unconventional mortgage loans: Help for 1099 clients and investors

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For agents, sharing these programs with those who would not normally qualify for a traditional conventional loan can be a huge lead generator for their business for many years to come.  Continue reading →

Are ARMs and 40-year mortgage loans good deals for buyers? 

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Focusing exclusively on monthly payments can mean borrowers lose sight of the advantages, and drawbacks, of various loan products. Trainer Bernice Ross looks at some alternatives to the 30-year fixed rate mortgage. Continue reading →

First home? No problem! How to guide first-time homebuyers

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In today’s highly competitive real estate market, first-time homebuyers need more assistance than ever, writes trainer and author Bernice Ross. Here you’ll find an exhaustive list of resources that you can use to help them win. Continue reading →

How to answer buyers’ top 10 most-asked mortgage questions

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Agents should be prepared to answer their buyer’s mortgage questions, including types of mortgages, lender guidelines, preapproval vs. prequalification and the closing process in the area. Continue reading →

How to beat your buyer’s biggest obstacle to purchasing a home

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Down payment assistance programs can help more people make their dreams of homeownership come true, including up to one-third of all borrowers who fail to qualify without DPA. Continue reading →

Negotiating? 10 more words to put on your don’t-say list

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The wrong word can derail your negotiating position and undermine your best efforts. Here’s what not to say now. Continue reading →

Condominium ownership is complex. Here’s what to know

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Detached or site condominium ownership is a complicated issue that requires immediate attention from the real estate industry. Continue reading →