Author Archives: Kelsey Ramírez

The next big mortgage industry disruptor? Blockchain and NFTs

By Kelsey Ramírez | April 15, 2021 - 8:52 pm |April 15, 2021 Uncategorized

Comments Off on The next big mortgage industry disruptor? Blockchain and NFTs

Title companies saw a surge in 2020, but one economist predicts they may soon become obsolete as blockchain makes its way into the mortgage industry. Continue reading →

Mortgage interest rates fall for second-straight week

By Kelsey Ramírez | April 15, 2021 - 2:32 pm |April 15, 2021 Uncategorized

Comments Off on Mortgage interest rates fall for second-straight week

Mortgage rates drop nearly 10 basis points due to market imbalances, according to the latest Primary Mortgage Market Survey from Freddie Mac on Thursday. Continue reading →

Keep your eye on these top 10 purchase lenders this year

By Kelsey Ramírez | April 14, 2021 - 9:11 pm |April 14, 2021 Uncategorized

Comments Off on Keep your eye on these top 10 purchase lenders this year

Refinances are decreasing as purchases take over market share. These top 10 purchase lenders from 2020 are best prepared to dominate lending in 2021. Continue reading →

Housing market transitions from refinances to purchases

By Kelsey Ramírez | April 14, 2021 - 7:48 pm |April 14, 2021 Uncategorized

Comments Off on Housing market transitions from refinances to purchases

As interest rates rise, housing market activity is slowing transitioning from refinances to purchases as refis lose market share. Continue reading →

These are the mortgage lenders that dominated refinances in 2020

By Kelsey Ramírez | April 14, 2021 - 6:34 pm |April 14, 2021 Uncategorized

Comments Off on These are the mortgage lenders that dominated refinances in 2020

Mortgage lenders saw record volume in 2020, with refinances leading the way. Here are the top lenders that dominated refinances last year. Continue reading →

New Residential to acquire Caliber for $1.675 billion

By Kelsey Ramírez | April 14, 2021 - 2:56 pm |April 14, 2021 Uncategorized

Comments Off on New Residential to acquire Caliber for $1.675 billion

The latest 2020 Home Mortgage Disclosure Act data shows Caliber ranked No. 8 in total loan volume with $70.6B in total originations for the year. Continue reading →

Consumers ask: When is the housing market going to crash?

By Kelsey Ramírez | April 13, 2021 - 7:51 pm |April 13, 2021 Uncategorized

Comments Off on Consumers ask: When is the housing market going to crash?

Home prices are growing at record pace and competition in some areas is red hot. Many consumers are now wondering when the housing market will crash. Continue reading →

Independent mortgage banks made more money than ever in 2020

By Kelsey Ramírez | April 13, 2021 - 3:57 pm |April 13, 2021 Uncategorized

Comments Off on Independent mortgage banks made more money than ever in 2020

Independent mortgage banks’ profits surpassed previous year by nearly 186 percent, according to the Mortgage Bankers Association’s Annual Mortgage Bankers Performance Report. Continue reading →

Here are the top 10 mortgage lenders for 2020

By Kelsey Ramírez | April 12, 2021 - 9:15 pm |April 12, 2021 Uncategorized

Comments Off on Here are the top 10 mortgage lenders for 2020

The release of 2020 Home Mortgage Disclosure Act data reveals a growth surge across mortgage lending. One lender recorded more than 340 percent growth from the previous year. Continue reading →

Economic recovery sends mortgage forbearance level plummeting

By Kelsey Ramírez | April 12, 2021 - 8:00 pm |April 12, 2021 Uncategorized

Comments Off on Economic recovery sends mortgage forbearance level plummeting

The share of mortgages in forbearance dropped for a sixth straight week, showing one of the largest decreases in the rate since the pandemic began. Continue reading →