Tag Archives: Banking & Lending

Beyond pre-approval: How to bulletproof your buyer in a competitive market

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Lending expert Sofia Nadjibi offers insight for creating stronger buyer offers and greater negotiating leverage. Continue reading →

AI politics reach housing finance as Fannie, Freddie drop Anthropic

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The FHFA ordered Fannie Mae and Freddie Mac to sever ties with Anthropic, signaling how politics and regulation may shape AI adoption in housing finance. Continue reading →

CertifID grows platform from fraud prevention to closing management

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CertifID broadens its platform from wire fraud prevention to full closing workflow management, adding payoff ordering, eSignatures and digital payments. Continue reading →

Is crypto ready for prime time in housing finance? Rate thinks so

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Mortgage lender Rate has launched RateFi, a nationwide non-QM mortgage program that allows qualified borrowers to use verified cryptocurrency holdings for mortgage qualification without liquidating their digital assets. Continue reading →

Fed holds rates steady — but economists offer hope for housing

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One economist said Wednesday that “homebuyers remain active at the start of 2026.” And another expert noted that “mortgage rates are nearly a full percentage point lower than they were a year ago.” Continue reading →

5 things buyers and sellers don’t care about (and what DOES matter)

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When you stop making marketing about yourself and start making it about buyers and sellers, Jimmy Burgess writes, everything changes. Continue reading →

Latest Consumer Price Index data leaves door open for March rate cut

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The Consumer Price Index rose at an annual rate of 2.7 percent in December, leading many to believe the Fed will hold rates steady this month. But if market conditions cool in upcoming months, a March rate cut may be in the cards. Continue reading →

Freddie Mac taps retired Deloitte consultant Kenny Smith as CEO

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Smith’s expertise in financial services was cited as an asset as the Trump administration prepares to sell part of its ownership stake in Freddie Mac and Fannie Mae in a public offering. Continue reading →

8 reasons you should never recommend a 50-year mortgage

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A 50-year mortgage may look tempting to a cash-strapped homebuyer, trainer Bernice Ross writes, but the cons far outweigh the easier up-front and monthly payments. Continue reading →

Are 50-year mortgages an affordability fix or a time bomb?

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This week on The Download, Inman contributors and staffers weigh in on the controversy surrounding President Trump’s 50-year mortgage idea. Continue reading →