Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50

Once Fannie Mae and Freddie Mac are ready to start accepting VantageScore 4.0, the algorithm will go head-to-head with the less inclusive FICO Classic score. Continue reading

How politics and policy are fueling the housing crisis in 2025

On this episode, American Property Owners Alliance’s Colin Allen breaks down the government’s approach to the housing supply crisis, partisan divides and surprising bipartisan collaboration. Continue reading

Mortgage trigger leads will be less crazy, but they ain’t going away

Loopholes in new law mean credit bureaus will still be able to sell applicants’ information to their current lender, servicer or bank — a boon for lenders who also service their own loans. Continue reading

The importance of using a 5-pronged tenant screening process

Whether you manage one property or 10, implementing a structured screening process is one of the best investments you can make in your real estate business, Ryan Barone writes. Continue reading

AI smoothing mortgage income and employment verifications

Philadelphia-based mortgage technology provider Xactus claims its AI-powered Intelligent Verification Platform (IVP) allows lenders to transform their workflows and make smarter decisions. Continue reading

Entrata shores up tenant credit reporting with Rent Dynamics

Technology company Entrata, which builds an end-to-end business solution for the multifamily sector, has acquired industry colleague Rent Dynamics in an all-cash nine-figure deal, according to Entrata. Continue reading

TransUnion bets $24M in strategic partnership with Truework

Deal sets the stage for TransUnion to go head-to-head with Equifax’s verification service, The Work Number, and help mortgage lenders speed up closings. Continue reading