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Mapping the Credit Landscape in America’s Cities

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January 17, 2017 Introduction Credit has become increasingly vital for Americans navigating daily life and planning for the future. Healthy credit can make it easier for people to buy homes and cars, and can potentially save them thousands of dollars a year by opening the door to lower interest rates. In some cases, good credit […]

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Three Things Consumers Should Know About Gift Cards This Holiday Season

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December 16, 2016 More than half of consumers (55.9 percent) will buy gift cards this holiday season, making them the second most popular purchase, after clothing, according to new data from the National Retail Federation. The typical consumer will buy three gift cards, with an average of $46 each. Gift card purchases peaked in 2014, when […]

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