Is crypto ready for prime time in housing finance? Rate thinks so

Mortgage lender Rate has launched RateFi, a nationwide non-QM mortgage program that allows qualified borrowers to use verified cryptocurrency holdings for mortgage qualification without liquidating their digital assets. Continue reading

Opendoor pushes AI pivot amid stock volatility

Opendoor’s CEO shakeup and AI pivot signal a push toward software-driven homebuying, as the iBuyer navigates investor scrutiny. Continue reading

Newrez bets on AI with strategic investment in startup HomeVision

The top five lender and loan servicer says it’s already using HomeVision’s AI technology to evaluate collateral and will expand its capabilities to create an automated end-to-end underwriting platform, including income, assets and credit. Continue reading

Want more buyers? Choose a mortgage advisor, not a loan officer

Rick Guerrero sits down with coach Tim Braheem to break down how the role of mortgage professional is evolving and discuss why today’s buyers need more than a paper-pusher. Continue reading

Would-be homebuyers put off by higher mortgage rates

Demand for purchase mortgages fell by a seasonally adjusted 7 percent last week, and requests to refinance were down 26 percent as mortgage rates continued to climb, MBA survey finds. Continue reading

Are 15-minute mortgage loan approvals the future?

United Wholesale Mortgage says it developed automated document recognition and processing capabilities in-house that allow for an initial mortgage loan approval in minutes. Continue reading

How one simple question will transform how you serve your clients

Turn qualified homebuying clients’ offers from financed offers to cash offers, helping them win in the buying competition thanks to the certainty that cash brings to sellers. Continue reading