Here’s how much homebuyer affordability has improved this year

Affordability is improving in 37 out of the 50 most populous metros in the U.S. as mortgage rates come down and household incomes gradually rise. However, in pricey coastal markets, most households still only earn about half of what is necessary to aff… Continue reading

Affordability reaches 4-year high after January rate drop

Softening rates opened the door for 4.8 million borrowers to refinance their mortgages in January, the highest level in four years. However, affordability levels remain below pre-pandemic levels. Continue reading

The affordable housing crisis isn’t just financial. It’s political

American attitudes around home affordability will determine whether Congress treats housing as a priority or as another talking point to be dropped between election cycles. Continue reading

President Trump argues for keeping home prices high, borrowing costs low

The president argued that lowering home prices would cut into Americans’ wealth gains, and stressed that lowering interest rates would help homebuyers struggling with affordability. Continue reading

Affordability comes from small wins, not One Big, Beautiful Bill

Progress will come from dozens of reforms — legislative, regulatory, executive and local — each removing one obstacle, lowering one cost or opening one more door, Craig Cheatham writes. Continue reading

Indianapolis crowned the most ‘buyer-friendly’ market in 2026

The South, Midwest and Mid-Atlantic dominated Zillow’s buyer-friendly markets list, with homebuyers finding favorable pricing trends and greater negotiation leverage. Continue reading

Buckle up, agents, because mortgage rates are near their lowest level in 3 years

The average 30-year fixed-rate mortgage hit 6.09 percent this week. The shift has brought average monthly housing payments down 6 percent compared to 2025. Continue reading

20 major metros primed for affordability this year

Slowed home price growth, declining mortgage rates and rising incomes will contribute to the typical mortgage payment becoming affordable in 20 out of 50 of the country’s largest metro areas this year, the most since 2022. Continue reading

Trump’s proposed institutional investor ban is not a real solution

Although Trump is attempting to respond to legitimate frustrations in the housing market, the proposed ban won’t increase supply, Derek Carlson writes. Continue reading

How inflation is changing buyer behavior — and what agents can do 

Help buyers understand the long-term impact of a real estate purchase instead of getting hung up on short-term market challenges, Luke Babich writes. Continue reading