Tag Archives: mortgage bankers association

Fannie, Freddie regulator vows to protect consumers from rising credit report fees

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FHFA Director Bill Pulte’s tweet dented Equifax, Experian and TransUnion shares as the MBA renewed calls to do away with tri-merge reporting. Continue reading →

FHA builds record reserves against a gathering storm of delinquencies

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With delinquencies and debt-to-income ratios on the rise, the Trump administration is lifting foreclosure restrictions and eyeing tighter underwriting requirements for borrowers with multiple risk factors. Continue reading →

Experts agree a rosier market is coming in 2026. But specifics vary

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More sales, stubborn rates, home price growth. Here’s where five major groups landed on the housing market in 2026. Continue reading →

He’s been at the MBA and Fannie Mae. Here’s who he thinks has the better 2026 mortgage forecast

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Economist Doug Duncan weighs in on the challenges facing economic forecasters today, cutbacks in economic reports produced by Fannie and Freddie, Fed independence, and more. Continue reading →

Fannie and Freddie’s low-income homebuyer goals dialed back

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Trump administration claims quotas for low-income borrowers hurt the middle class. NAR says where is the data? Consumer and civil rights groups say hundreds of thousands of working class and minority homebuyers will be sent packing. Continue reading →

Home sales could inch up even if growth stays sluggish next year

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Home sales should break through the 5 million mark next year as more inventory gradually comes on the market and home prices decline, economists at the Mortgage Bankers Association predict. Continue reading →

Cotality and Ascend licensed to generate FICO scores for lenders

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Fair Isaac’s Mortgage Direct License Program is aimed at eliminating mark-ups charged by credit reporting agencies Equifax, Experian and TransUnion — backers of competing VantageScore. Continue reading →

Mortgage demand dips as Fed signals cautious approach to rates

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Homebuyer demand is still stronger than a year ago, but seasonal shifts have pushed the mix of business toward refinancing, which accounted for 59% of loan applications last week. Continue reading →

Inventory tightens up as new listings tank: Redfin

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As Americans become immersed in the hustle and bustle of the holiday season and buyer demand softens, homesellers are pulling back from the housing market. Continue reading →

Homebuyer demand stays strong as mortgage rates stabilize near 2025 lows: MBA lender surveys

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With mortgage rates still hovering near 2025 lows, purchase loan applications hit their second-highest level of the year last week after adjusting for seasonal factors. Continue reading →