Tenants in HUD housing now have to prove they’re US citizens

Secretary Scott Turner vowed the agency would “leave no stone unturned” in rooting out non-citizens who might be taking advantage of HUD-funded housing. Continue reading

FHA builds record reserves against a gathering storm of delinquencies

With delinquencies and debt-to-income ratios on the rise, the Trump administration is lifting foreclosure restrictions and eyeing tighter underwriting requirements for borrowers with multiple risk factors. Continue reading

What saved my life — and why our industry must choose compassion over judgment

Coach Darryl Davis shares his personal journey and explains why helping others on both the personal and societal levels is essential for creating positive change. Continue reading

HUD shifts homeless policy away from providing permanent housing

$3.9 billion in competitive grant funding will favor transitional housing with employment and addiction treatment requirements, and allow faith-based groups to submit bids to provide services. Continue reading

2025 a banner year for mortgage deregulation and legislation

“We don’t just have a seat at the table,” Mortgage Bankers Association CEO Bob Broeksmit told members in Las Vegas. “We’re near the head of the table — and we’re speaking loud and clear.” Continue reading

Government shutdown nails housing programs in week 2

The longer the government shutdown lasts, the more it impacts the real estate industry. Here are the latest updates on the cusp of the shutdown’s third week. Continue reading

Shutdown slowing FHA, VA approvals; USDA loans are on hold

The FHA’s Office of Single Family Housing and some of its mortgage insurance programs are “operational but with limited services,” HUD said in bulletin to lenders. Continue reading

How the government shutdown is impacting real estate

As the shutdown continues, the real estate industry will also increasingly feel the ripple effects. Housing data, mortgage rates, federally-backed home loans, flood insurance and the Washington, D.C., housing market are all already starting to feel the… Continue reading

Here are the stories you missed amid the Compass coverage

In case you were head down in the Compass merger news last week, we’ve put together a roundup of the market stats and how-tos you may have missed. Continue reading

How a government shutdown would affect real estate agents

The National Flood Insurance Program, set to lapse on Sept. 30, and federal agencies critical to processing mortgage paperwork like HUD, FHA, VA, USDA and the IRS face staff reductions. Continue reading