NAR’s Chief Economist: Mortgage rates won’t drop to 3%. Here’s why

In this episode of Real Estate Insiders Unfiltered, Dr. Lawrence Yun unpacks the real forces driving today’s housing market and why expecting ultra-low mortgage rates again may be unrealistic. Continue reading

Mortgage rates dipped. See how they’ve evolved over the years

Use our interactive tool to track mortgage rates, and share the latest data with your clients, colleagues and friends. Continue reading

What ‘Summer House’ star Ciara Miller’s story teaches the real estate industry about Black wealth

The family home is often the first and only model of homeownership a Black child ever sees, Mo Gatling writes. It shapes what feels possible. Continue reading

30-year mortgage rate inches down to 4-week low

Mortgage rates have dropped to an average of 6.30 percent, renewing hope in a more active spring homebuying season. Continue reading

Oil prices, jobs and mortgage rates: Numbers to know

Windermere’s Principal Economist Jeff Tucker looks at the factors that are impacting the economy at large and your local market. Continue reading

Why this Redfin data journalist traded her 2.9% mortgage rate for 7.35% — and has no regrets

I bought a house with a 7.35 percent rate in 2024. Refinancing the rate down to 6.2 percent the next year made the mortgage math easier to stomach.  Continue reading

America’s debt problem could keep mortgage rates high

The next obstacle to affordable housing may not be inflation or the Federal Reserve — it could be Washington’s $38 trillion debt burden, experts say. Continue reading

Why crypto-backed mortgages aren’t quite mainstream — yet

Crypto-backed mortgages are emerging as an alternative for Bitcoin-rich buyers, but regulation and underwriting rules still constrain growth. Continue reading

The Fed is putting rate hikes back on the table. Here’s what that means for agents

Some policymakers raised the possibility of rate increases if inflation proves more stubborn than expected. Continue reading

Better slashes costs, exits UK in push to reach profitability

Better Home Finance is selling its U.K. bank, raising $60 million, and cutting costs as it restructures, boosts liquidity, and targets profitability by 2026. Continue reading